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Al & Becki Matthews: DEBT FREE!!!

On February 28, 2016, Al & Becki Matthews paid off the remaining balance of their house mortgage making them COMPLETELY debt free, having escaped the Financial Matrix.  Below is their testimony and they give 100% credit to the financial wisdom they learned from the Financial Fitness Program.  Really proud of Al & Becki because they APPLIED what they learned and achieved amazing results!!!
God Bless,
After utilizing the finance information and getting some real truth about how things work with the banks and their interest and easy loans that they are so eager to give to people, we had a rude awakening. We started to figure how much we were in debt and what the real cost in the end would be and it made us both sick. No one can get what they put into a house when they sell it later as long as they obtain it with a bank. We wrote down our goals, made several lists of what was making money and what wasn’t and started to focus on the end goal and sell everything not needed, paid off any debt we had and was left with only the house debt. On February 18th we made our last payment to Wells Fargo.
We went from 195,000.00 in debt with cards, farm equipment payments and house payments to 0. The finance pack helped us get things straight and the Life business helped us to communicate so that we were able to be on board together.
The biggest things we have learned is write down your ideas, talk about it, think about it wait and ask for the lord to help us do the right thing. It is amazing how things come together when principals and tools that are taught in Life are utilized. The most important tool we used was, set your end goal, then little goals, make the rewards simple and no matter what, Delay you gratification. In the end it is so worth it. Don’t play if you have to pay interest. If you think it is owed to you, think carefully. Are you debt free first.
Next is financially free with a residual income to get Al home from his job, so we can continue to help others everywhere.
Al & Becki Matthews
PS:  Here is a picture of Al in front of his computer logged into his mortgage account.  If you look real close you can see it reads, “PAID IN FULL”!!!  Look at that smile… 🙂

Lies, Lies, Lies, and the LIFE Leadership Scam

Update 1/22/14:

**********Begin Update**********

Here are some related blogs on the below discussed subject:

1. A very insightful blog post  by Kirk Birtles: “Life Leadership Scam…are you nuts?

2. In depth article from Eric Bloomdahl about why someone would go on a personal vendetta against Orrin Woodward and anything related to LIFE: click HERE.

3. A closer look at Orrin Woodward by one of his closest friends, Bill Lewis: “The Shocking Truth about Orrin Woodward

4. The truth about Orrin’s history with Amway/Quixtar from LIFE Founder Dan Hawkins: Click HERE.

5.  Thoughts from LIFE Leader, Brian Powers: Click HERE.

6. Here is a great poem by Chris Brady on TRUTH: “Sentinel in the Mist

7. Here is a link to the LIFE Leadership Website and you can find the LIFE Business Compensation Plan and other resources about Business Membership HERE.

**********End Update**********

Why do people lie?  Before I go into discussing this, let me tell you that I am far from perfect and have lied many times in my life.  Big lies, small lies, and everything in between, I have plenty of experience.  However, for the last 13 some years, I have come to the understanding that lying is definitely wrong and it hurts many people and, therefore, have tried my best to stay away from engaging in this activity.


Why do people lie?  We would all have to agree that deep down we all know that lying is wrong.  Amazingly, even people that are habitual liars and reason to themselves and others that it’s ok for THEMSELVES to lie, would be upset if SOMEONE ELSE made false promises to them or lied to them in any way.

Why do people lie?  Since we all know deep down lying is wrong, there is always a reason why people lie.  We can probably agree that with very few exceptions people lie because they hope to derive some kind of benefit from not telling the truth but fabricating a lie, instead.  Many years ago I would show police officers my German driver’s license when i got pulled over (usually for going to fast…, I AM from Germany, after all), pretending that I did not have an American license, hoping that, with some luck, the officer would not know what to do with my German license and let me off with a warning.  Obviously, I felt at that time in my life, that it would be ok for me to lie in order to avoid a speeding ticket.  Sometimes it worked but even though I would be relieved for not getting a ticket, I always felt bad about what I had done and knew it was wrong.

14 years ago I met Orrin Woodward and Chris Brady through my friend Bill Lewis.  Ever since I met them their example has inspired me to do what is RIGHT.  Now, I am not claiming that Orrin and Chris are perfect, however, in my 46 years in this world I have met thousands of people from all walks of life and Orrin and Chris’ character and integrity has been second to none.  Being around these gentlemen in many situation, both in public and in private, their willingness to do what is right, even if it costs them, has been AMAZING, for lack of a better word.  On November 11, 2011, Orrin and Chris (together with Rob Hallstrand, Bill Lewis, Tim Marks, George Guzzardo, Claude Hamilton, and Dan Hawkins) founded and launched the LIFE Leadership company.  This happened after almost 2 decades of Orrin and Chris working on developing the BEST business concept the world has ever seen.  The continuous improvement is still ongoing.  Orrin is a genius and I truly believe that he is going to be the next Sam Walton.  Chris Brady recently announced that, after Orrin approached him with this idea, he would step back from his responsibilities of working in the field of LIFE Leadership to find and develop leaders of compensated communities, and become the CEO of LIFE Leadership.  Wow, here is a man true to his calling and I believe when the history books are written, Chris will be the Steve Jobs of LIFE Leadership.  Call me crazy but we will talk again in 50 years.

Now, what do Orrin, Chris, and LIFE Leadership have to do with lies?  Well, as amazing and truly life changing my personal journey with Orrin and Chris has been, as genius and innovative as the LIFE Leadership concept is, you would think that everybody should and would speak with high regards about Orrin Woodward, Chris Brady, and LIFE Leadership.  However, the sad truth is that there is a handful of individuals that have made it their life-purpose to spread as many lies about Orrin, Chris, and LIFE as possible and deceive as many people as possible about the FACTS of LIFE (pun intended), Orrin, and Chris and thereby depriving them from the life changing benefits that LIFE offers.  How do I know?  I see it all the time.  After sharing some ideas about LIFE with a friend, said friend would oftentimes surf the web to “CHECK IT OUT” and, invariably find websites authored by these certain individuals proclaiming to be in pursuit of TRUTH, supposedly “educating” the public about what they call the “LIFE Leadership Scam” or “Orrin Woodward’s PYRAMID SCAM” or many other false statements.
SIDEBAR… While we are on this subject of “pyramid”, how can LIFE Founder Tim Marks who is UNDERNEATH his sponsor, LIFE Founder Bill Lewis, in the structure of the LIFE Community, make significantly more money for 14 years in a row than Bill?? Guess who made more money when I was an engineer, me or my boss? Corporate America IS a pyramid. “LIFE is a pyramid”, just another popular lie. END SIDEBAR…

Through an intricate process of manipulating website rankings in google and other search engines, these website always end up towards the top of the list of popular searches about Orrin Woodward, Chris Brady, and LIFE Leadership.  Unsuspecting people in search of some facts about LIFE would invariably navigate to these websites and read and, more importantly, often believe in all the lies propagated on the websites.

Now, if you happen to be an individual in search of truth about Orrin, Chris, or LIFE Leadership that has visited these websites or is planning to hear “the other side”, please answer this one question for me:  WHY DO THE AUTHORS OF THESE WEBSITES NEVER PUT THEIR NAME ON THEIR WORK BUT ALWAYS CHOSE TO REMAIN ANONYMOUS???  People that share FACTS about Orrin, Chris, and LIFE Leadership always let you know who they are so, if you really want to, you can track them down and personally confront them.  Who are you going to believe?

The TRUTH is that literally tens of thousands of peoples’ lives have already been impacted in a positive way through Orrin Woodward, Chris Brady and LIFE Leadership.  Click HERE for hundreds of personal testimonies from individuals from all walks of life not afraid to share truth about their positive experiences.

Let me just share 2 testimonies from personal friends of mine:

“The education system that has been created by the LIFE business has changed not only our businesses, but also all aspects of our personal life. My home inspection business and my wife’s children’s entertainment business have never been better. We no longer promote or advertise these businesses and yet they are busier than ever before. The only thing we changed is adding the LIFE business and plugging into it wholeheartedly! We love the personal growth and the leadership information and continue to apply it to our lives. Our marriage, our parenting, and all aspects of our personal lives have improved dramatically because of this information and the community that supports it. It can truly be life changing!”, Ed & Tina Zachow – Small business owners

“Since I have been on the LIFE subscription, I have learned so many principles that have changed my life in my relationships and my job. It has made my attitude toward my job better and my relationships at work and at home have gotten so much better! People have seen the change in me and the success principles are helping me as well! All around, this is the best learning environment and association I have ever been a part of!! God Bless!”, Lynnette Rumsey – Automotive production

Lynnette works at the same company that I was working at when I met Orrin and Chris and I have personally witnessed her life transform.  Her significant improvement in her self confidence alone is something to write home about.

Why do people lie about LIFE Leadership?  Most the time, what I have found, people that lie about Orrin, Chris, and LIFE, are individuals that were involved in our company before and they did not achieve their goals and, of course, when you fail at something, it CAN’T POSSIBLY be YOUR fault.  Most certainly, somebody ELSE is to blame for your lack of results and Orrin, Chris and LIFE Leadership are the favorite targets. My friend and business partner John Mossner pointed out in one of the first comments that there are also entities that envy Orrin & Chris’ success with LIFE Leadership and/or are diametrically opposed to the purpose of LIFE, leading people to truth. Such entities are engaging and paying some of the above mentioned individuals to spread lies about Orrin, Chris, and LIFE. Incredible but true.

Personally, I feel so embarrassed for these individuals because an in depth study of the FACTS always reveals their lies.  The sad thing for these individuals is that the person they are hurting the most is themselves.

Don’t be one of them.  Get the facts.  Do what is right and tell the truth!!

Holger 🙂


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BETRAYED …(part 3)

Here are some more thoughts on the movie AGENDA that you can watch for free right now.  Click here.  Or at least watch the 5min trailer here.

Having lived in Germany for most of my life, I have a very unique perspective on communism because I have seen the results of 45 years of a communistic regime in East Germany.  After WWII, the Russian occupied area of Germany became known as East Germany.  A few years later, the powers at be decided to build a wall right through the middle of Berlin and heavy border fortifications along the border to West Germany.  Interestingly, these fortifications were not built to keep West Germany and its allies out of East Germany but to keep the East German people IN!!!  Ever heard of the IRON CURTAIN?  For all the people out there that think communism (and of course ANY form of socialism, which is, according to Karl Marx, the founder of communism, just a mile stone on the road to communism) is such a great idea, ask yourself, why thousands of people risked their lives and many died while trying to escape the communist regime but NOBODY ever tried to flee the other direction.  According to statistics, between 1961 and 1988, 961 people lost their life while attempting to flee East Germany!!!  Does that give you any clue?  All those people that Lenin calls “the useful idiots” who support all these great sounding ideas never had the “benefit” to live under a communistic regime for any length of time.  My dad was born in East Prussia, which was east of Poland before WWII but belonged to Germany.  It is now Lithuania.  With the Russian advance west towards the end of the war my dad fled with my grand mother across the frozen Baltic Sea and survived besides by Russian war planes firing machine guns at them.  (Sure glad he survived…).  Before the borders closed he left Dresden and ended up in Hamburg where he met my mom.

By the way, for a long time I thought that National Socialism (remember Hitler?) was on the opposite side of the political spectrum as Communism.  However, that is false, the truth is that the political spectrum looks like this:

Communism (100% Government) <———-+———-> Anarchy (0% Government)

Any form of socialism (including Hitler’s National Socialism) is at the extreme left of the spectrum.  America’s Founding Fathers were clearly to the right of the center because, as one can derive from such documents as the U.S. Constitution, The Declaration of Independence, and the Federalist Papers, they were designing a very LIMITED government.  In fact I remember a quote from Thomas Jefferson out of Oliver DeMille’s book, “1913” (a fantastic book and must read for every freedom-loving American) that states,

“…To this I am opposed; because when all government…in little as in great things, shall be drawn to Washington as the centre of all power, it will render powerless the checks of one government on another, and will become as venal and oppressive as the government from which we separated.” -Thomas Jefferson

Can anybody disagree that our Federal Government is getting bigger and bigger controlling and regulating more and more aspects of our lives?  How many laws are out there that restrict YOUR freedom?  Two or maybe three?  Or maybe more like 30,000??  Anybody know them all?  What does the Preamble of the U.S. Constitution say again,

“WE THE PEOPLE of the United States of America, in Order to form a more perfect Union, establish Justice, insure domestic Tranquility, provide for the common defence, promote the general Welfare, and secure the Blessings of Liberty to ourselves and our Posterity, do ordain and establish this Constitution for the United States of America.”

Come on, AMERICANS, PLEASE start thinking for yourself again rather than letting the national news media tell you what to think!!!  Let’s see, “…secure the Blessings of Liberty…”, do all these 30,000 some laws increase our liberty or take it away?  I would say that most these laws that we have are UNCONSTITUTIONAL because they don’t promote liberty (what the Founding Fathers clearly intended) but increasing degrees of slavery.

Now, on the other hand, what is socialism?  Curtis Bowers lays it out very clearly in the movie, he says that socialism can be best described by two words, BIG GOVERNMENT.

Just one example, the communists want to and, basically, already have taken over our public school system.  Don’t believe it?  Just watch the movie.  Now why would they want to do this?  Perhaps this quote will clue us in,

“Give me 4 years to teach the children, and the seed I have sown will never be uprooted.” -Vladimir Lenin

In Wisconsin some schools have now adopted the PLEDGE TO THE WORLD,





Let’s teach our kids, “Forget America, World Government is where it’s at!!!”  That will be the end of the “Land of the Free and the Home of the Brave”.  In 1993, I came to America because it was the “Land of Opportunity”.  Having lived here now for almost 20 years, I have really started to like the freedoms I have in this country and I really would like my kids and future generations to have the same freedom and opportunity that I, and do I dare say most Americans, enjoy but perhaps keep for granted.  It’s up to us  to pass the torch of freedom on to future generations and it is not going to be easy.  It starts with average Americans like you and I educating themselves as to where we came from, where we are now, and where we are headed.  Because only when we can identify the course, can we possibly have any hope at altering it.

AMERICANS, I AM COUNTING ON YOU (Yes, that means you, who is reading this right now).  If our ship continues to sink I know where we are gonna be in 20-30 years, I have seen the results of communism first hand in Eastern Germany, where, e.g., the standard government issue car that made up 95% of the car population was called a Trabant, a noisy 2-cycle engine car with 17HP that reached a max speed of maybe 50mph.  Yet, if you lived in Eastern Germany and wanted to buy this wonder of communistic technology you had to get on a wait list and wait 15years (not a typo…) before you got yours.  Excited about communism, yet?  As Bob McEwen once said, it was so great that they had to build a wall around it so that everybody would stick around to enjoy the benefits.

Germany today is another good indicator of where we are headed if nothing is done to prevent this.  My dad told me that Germany has just recently deactivated the last nuclear power plant.  Why?  Because the environmentalist movement (that is controlled by the communists in Germany and the U.S.) that started in the late 70s has become so strong that they influenced the German public with fear of nuclear energy, the cheapest way to generate energy currently.  The communist controlled environmental movement has a head start in Germany of about a decade (my guess) compared to America.  Curtis Bower shows how it is using the same scare tactics now here in the U.S. (and around the world) with the disproven farce called “GLOBAL WARMING”.  But again, even though it has been proven to be a farce, our national media do their part to further the communistic agenda by not reporting such relevant information to the general public, which, as a result, still thinks that global warming is a real concern.  Just ask your neighbor he will gladly pass on all the programming he has received from the news.

Please, everybody, here are some action items to do in the next 24 hours:

1) have people that are on the fence about how to vote watch the AGENDA movie or the trailer (see links above)

2) Vote tomorrow, and don’t vote for another 4 years of America being pulled further towards communism at lightening speed.

3) Whatever the outcome of the election tomorrow, do something to do your part to preserve the freedom in America that our Founders intended.  Start with buying a copy of the Declaration of Independence and the U.S. Constitution.  The American Heritage Foundation Bookstore is a great place to start, you can buy 10 copies for $10 or 50 copies for $25.  Click here.  No, I am not making any money when you purchase some of these and pass them out.

4) Watch 15min less TV per day and invest in your education by following Orrin Woodward’s Blog and on Twitter.

We can turn this trend around when we all work together!!

God Bless America!!


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Orrin Woodward

Through my good friend and business partner, Bill Lewis, I met Orrin Woodward (and Chris Brady) in October 1999.

I was 32 years old.  At that time in my life, I had exhausted all wisdom that had been imparted onto me on my road to success.  “Go to to school, get good grades, get a good job, and work hard.”  had been the message that I had heard clearly growing up.  Check, check, check, and check!!  Did all those things, got 3 (THREE!!!) Masters Degrees, just to make sure, got a “great” job as an engineer where I made “good” money.  However, after only 2 years in corporate America, it became very apparent to me that I could not be part of it for much longer, let alone, the rest of my life!!  Let’s just say, I was “looking”.  Enter Orrin Woodward, Chris Brady, and TEAM.

Ever since then, I have attempted to follow these two incredible leaders and model my life after their example.  Here are 3 phenomenal articles about Orrin, 1) from my friend and business partner, Kirk Birtles, 2) from my friend and mentor, Bill Lewis, and 3) from TEAM legend Tim Marks, that really explain well what Orrin has done, will do, and who he is (very similar articles could be written about Chis Brady).  If people complain that TEAM doesn’t work, I have only the following analogy in response:  “If someone buys an exercise bike and does not loose any weight, it is NOT the fault of the bike!!”  Also, I reference a post I wrote in November of 2011 about Orrin being a “scam-artist”.

Now, almost 13 years later, I call myself a “recovering engineer” and my life is amazing.  Lindsey and I say to each other almost every day, how blessed we are.  it is all due to applying the principles taught through the LIFE business and having mentors like Orrin and Chris.

Today’s The Day!!!


Orrin Woodward and Chris Brady Brainstorm, TEAM

Wow!!  Orrin Woodward and Chris Brady are at it again.  It is amazing when these 2 TOP 15 Leadership Gurus get together and brainstorm.  Great things usually result and it looks like this time was no difference.  What an amazing way to gage where you are at right now, set goals, and keep track of your progress as you improve your skills in each area of life, using the LIFE products and great mentors available on TEAM.   Thank you, Bill, for letting us know about this.  -Holger


Orrin of has come up with another great illustration to describe the 8F growth process.  I have seen a simliar diagram used to visually show improvement in a persons golf game.  These kind of diagram are great because they give an immediate feedback on how you are doing.  bill lewis

Chris Brady and I flew up to Atlanta for a 6 hour mastermind session on Tuesday. Here is one of many concepts that were generated from brainstorming together. Generating ideas with Chris Brady is like drinking water from a firehose – fast and furious! :) I love our 17 year business partnership! LIFE is something special and I have never felt as good about community building as I do today. Laurie and I started a new leg 10 days ago and it is now over 10 levels in depth! The LIFE Business is good because it helps people become good in their Circle of LIFE. Here is Brady’s article explaining what our products do in a person’s life. Sincerely, Orrin Woodward

I had a very engaging conversation with my friend and co-author Orrin Woodward today.  As usual, we kicked around a ton of stimulating ideas and pieced together something that, in our estimation, will immediately convey greater understanding as to the purpose of the LIFE business.  (See the inset diagram).


In each of the 8 F categories of Faith, Family, Finances, Fitness, Following, Freedom, Friendship, and Fun, one can imagine a certain grade based upon how one is doing in that category. In the diagram the center represents horrible, as in, you are totally “stinking up the joint” (as my kids say) in a certain category. Working your way out from the center to the outer ring in any of the categories represents a stronger grade.  So someone with a dot near the outer ring is doing well in that category.  By connecting the dots on your subjective personal estimation of your life at this moment in each of the categories you can come up with a shape that roughly represents your life right now in each of the 8Fs.

Quite simply, the LIFE business supplies life-changing information to help you increase your score in each of the 8Fs.  The goal is to take someone from the not-so-good black shape represented toward the center of the diagram to the much improved (and happier, we would think) life represented by the red outline toward the outer ring of the circle.

Who doesn’t have at least a category or two, or three, or eight, in which he or she would like to have a better score? Who wouldn’t want to transform his or her life from the tiny blob (and who among us hasn’t felt like a tiny blob from time to time?) in the center to the big wheel (and who hasn’t wanted to be a big wheel at least once in his or her life?) toward the outer ring?

That’s it.  From little blob to big wheel.

But all kidding aside.  This CIRCLE of LIFE is the snap-shot diagram to which people can easily relate when it comes to understand the goal of LIFE and the life-changing information we offer.  We will help people learn and apply truth in each category and thereby improve their shape.

LIFE: Because leadership is for everyone!

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